Retirement Planning Attorney


Speak with a trusted Retirement Planning Attorney in Cherokee County, Georgia.

Why You Need a Retirement Planning Lawyer

A retirement planning lawyer at Perigon Legal Services can help you secure your future with personalized strategies. Call us today.

Author: Stan Faulkner, Founder, Perigon Legal Services, LLC

Mr. Faulkner is an experienced counselor and litigator with 15 years of experience, having held bar licenses in four states (Mo, Il, Ct and Ga). Stan Faulkner uses this experience and focuses his skills in the pursuit of assisting individuals in probate (trust and estate) matters, guardianships and conservatorships, estate planning, business disputes and contract disputes. Published on November 06, 2023.

Retirement planning refers to the strategies, steps, and formulas you can apply in advance to ensure you maintain your financial independence and enjoy your life after retirement. For most people, it involves saving consistently and investing over a long period while they work so they can live comfortably during their retirement years.

But if you’re nearing your own retirement, you also need to find legal ways to preserve your savings and the assets you may have acquired from voluntary or involuntary losses so they are available for you when you need them and your efforts are not wasted. 

The retirement planning process could be complex because there are a lot of factors and legalities to be considered. In such instances, working with a requirement planning professional can be beneficial.

Our retirement planning attorney at Perigon Legal Services can help you strategize and work out a plan that you can easily implement to ensure your financial security after your retirement.

Below, we explain a few details about the retirement planning process and specific ways we can help you maintain your desired lifestyle and reach your retirement goals. Read on to learn more.

Benefits of Retirement Planning 

Retirement is not the end of your life. Rather, it is the beginning of a new phase for which you may have new dreams and expectations. Having a retirement plan can benefit you in several ways, including the following:

  • Your standard of living doesn’t have to reduce because you no longer work. A retirement plan can help you manage what you currently earn and ensure you have enough funds to sustain your lifestyle in the future.

  • As you grow older, you may encounter certain medical or financial emergencies due to ill health or any other reason. Retirement planning helps you anticipate and prepare for those emergencies. That way, you won’t need to rely too much on others or overburden your loved ones with your needs at such times.

  • So you have dreams of cruising around the world or going on holiday abroad once you retire. Retirement planning ensures that you have the funds that you’ll need to fulfill your retirement goals and spend the rest of your life in relative comfort.

  • You may have saved up a tidy sum for use after you retire. But with the inflationary economy, you may find that your money’s value depreciates over time. Retirement planning can help you grow your retirement funds so you’re safe from the harsh effects of inflation in years to come. 

Elements of Retirement Planning

Retirement planning involves a series of financial, lifestyle, and emotional considerations that should be carefully addressed to achieve your retirement goals. The process typically involves some or all of the following elements:

Financial and Investment Planning

Preparing for your retirement means you’ll need to get a handle on your current financial situation. Assessing your current financial health can help you make informed decisions about your retirement and let you know how much you need to save to reach your goals.

Also, as you save, it is important that you put your money to work for you by investing it smartly so it grows. You’ll need to consider the types of investment you can make that can help you meet your goals with minimal risk. 

Tax Planning

When you retire, you may need to pay taxes on the income you get from your retirement accounts. Luckily, there are legal strategies that could help you reduce your tax liability both now and in the future.

You’ll need to consider those tax-deductible strategies during the retirement planning process before settling on those that align with your goals.

Estate Planning

As you prepare for retirement, you may also need to consider what would become of your assets when you pass on. Estate Planning is a process that allows you to manage your assets and arrange for how those assets will be distributed when you die by creating a will, trust, or similar legal instruments. 

At Perigon Legal Services, estate planning is one of our core practice areas and a service we have offered for many years. With our knowledge and experience, we can help you create a comprehensive and personalized retirement plan that aligns with your estate planning goals. 

Health Care Planning

As you grow older, your health may deteriorate, increasing your healthcare costs. It is also possible that there will be times when you may be incapacitated or unable to take care of and make decisions for yourself.

You’ll need to consider these eventualities and devise a means to resolve them before they occur. That could mean making plans to subscribe to government benefits such as Medicaid or Medicare, moving to a nursing home, or creating an advance healthcare directive to ensure you receive the type of medical care you prefer when you can no longer make medical decisions.

How Our Retirement Planning Attorney Can Help

At Perigon Legal Services, we have a thorough understanding of retirement planning and its elements. We can guide you through the process and work with you to create a sustainable retirement plan that meets your needs.

Here are some of the specific ways we can help:

  • We can assess your finances and help you formulate a saving and investment strategy to help you achieve your retirement goals.

  • We can offer personalized legal advice to help you make informed decisions throughout the process and avoid mistakes or omissions that could keep you from achieving your goals. 

  • In our highly litigious society, you could get sued at any time, and you could lose your assets if you’re ordered to pay damages (monetary compensation) to others. We can help you identify and take the right steps to secure your assets, retirement benefits, and savings from loss due to such lawsuits or any other third-party claim against you.

  • Our estate planning lawyer can help you explore legal strategies to maximize the tax benefits you can get and ensure a seamless distribution of your assets when you die. That way, you can be sure that your legacy will not be a source of discord among your loved ones and beneficiaries.

  • You may need to execute legal documents such as a living trust, will or power of attorney, or advance medical directive to make your estate and retirement plans enforceable. We can help prepare the relevant documents to ensure your instructions are legally valid and will be followed even in your absence.

  • As your circumstances or needs change, your retirement and estate plan may need to change as well. We can review both plans at intervals to ensure that they continue to reflect your wishes and goals. 

We know that each client’s needs are different; hence, we are committed to working with you one-on-one to ensure that you have the retirement of your dreams.

Contact Us Today

Many people think of their retirement with anxiety and trepidation. But with proper planning, your retirement can be a period of rest that you can enjoy after working for many years.

Our retirement planning lawyer at Perigon Legal Services can help you navigate the complex retirement planning process to ensure you can live a good life when you’ve left the workforce.

Aside from retirement and estate planning, We also offer other legal services and represent clients who need help with real estate transactions or probate cases after the death of a spouse or loved one.

If you have questions in any of these areas, including “What To Do When A Spouse Passes? or you’d like to begin the retirement planning process, do not hesitate to contact us. We’d be glad to work with you as you strive to secure your future.

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Shape 1 min6400 Powers Ferry Road NW Suite 386
Atlanta, Georgia 30339